Dallas Accident Law Snapshot

Dallas Car Accident Claims

Legal Options After a Car Accident in Dallas In Dallas, victims of car accidents can file a claim with the at-fault driver's insurance company or pursue a personal injury lawsuit. Texas follows a modified comparative negligence system with a 51% bar, meaning you can only recover damages if you are 50% or less at fault. Compensation may include medical expenses, lost wages, property damage, and pain and suffering. The statute of limitations for personal injury claims is two years. Acting quickly to preserve police reports, witness statements, and medical documentation is essential to protect your rights and maximize your potential recovery.

Quick Facts

Statute: 2 years.
Fault Rule: Modified comparative negligence (51% bar).
Minimum Coverage: 30/60/25.

Dallas Law

Key Facts for Dallas Accident Claims

Statute of Limitations

2 years.

Personal injury claims

Fault System

Modified comparative negligence (51% bar).

Comparative fault rules

Min. Liability Coverage

30/60/25.

State minimums

Uninsured Motorist

Must be offered unless rejected in writing.

Coverage status

Statute of Limitations in Dallas

Dallas requires personal injury claims to be filed within two years of the accident. Filing late generally bars recovery. Prompt filing preserves crucial evidence, including police reports, medical records, and witness statements, which strengthens claims and improves chances of full compensation.

Don't Wait: Evidence can disappear and memories fade. Contact an attorney as soon as possible after your accident.

Dallas's Fault System

Dallas applies Texas's modified comparative negligence system with a 51% bar. Injured parties who are 51% or more at fault cannot recover damages. Proper documentation of accident details, medical treatment, and witness statements is essential to establish liability and maximize compensation under Texas law.

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Insurance Requirements

Dallas drivers must carry minimum liability coverage of 30/60/25. Liability insurance protects others from bodily injury and property damage you cause. Insurers must offer uninsured motorist coverage unless rejected. UM coverage provides financial protection if the at-fault driver is uninsured or underinsured, ensuring victims can recover necessary medical and property damage expenses.

Author

Cash4Crashes Editorial Team

Legal Review

Cash4Crashes Legal Review Team

Last Updated

2026-08-04

Sources

Free TX Case Review

Dallas FAQ

Frequently Asked Questions

Dallas accident victims have two years from the crash date to file a lawsuit under Texas law. This deadline covers both bodily injury and property damage arising from the same collision. Once it passes, a court will typically bar the claim even if liability is clear. Insurers know this timeline too, and some slow-walk settlement talks as the deadline nears, hoping a claimant runs out of time. Preserving the police report, medical records, and repair estimates early keeps a Dallas claim on solid footing well before that two-year window closes.

You can, provided your share of fault is 50% or less. Texas applies modified comparative negligence with a 51% bar, meaning a driver found 51% or more at fault is barred from recovery entirely. Under that threshold, your award shrinks by your own fault percentage rather than disappearing. So a driver assigned 35% fault would still collect 65% of the total damages. Because fault percentages are argued using accident reconstruction, dashcam video, and officer notes, gathering that evidence early protects the eventual payout.

Texas law sets Dallas's minimum liability coverage at 30/60/25: $30,000 per person and $60,000 per accident for bodily injury, plus $25,000 for property damage. This coverage compensates people you injure or property you damage, not your own losses. Dallas has dense highway traffic, and repair and hospital costs from a multi-vehicle wreck can outpace these state minimums fast, which is why checking the at-fault driver's actual policy limits matters early in a claim.

No. Insurers must offer uninsured motorist coverage on every Texas policy, but a driver can decline it in writing, so it is optional rather than mandatory. Carrying it means that if a Dallas at-fault driver turns out to have no insurance, your own UM coverage can pay for your injuries and losses instead of leaving you to absorb them. Confirming this coverage is on your policy before a crash happens is the only way to rely on it afterward, since it cannot be purchased after the fact.

Get Help from a Dallas Attorney

Our Dallas accident attorneys are ready to fight for the compensation you deserve. Free case review, no fee unless you win.

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